Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: surveyme04

Easy claims submission process online

Submitting one claim for two pets with different claim reasons was so easy online! Thank you!
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5

out of 5

POSTED: | BY: Shirleyanne Chew

Got check in the mail in 2 weeks for…

Got check in the mail in 2 weeks for the amount that cover the surgery, procedure and biopsy. No need to call.l
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2

out of 5

POSTED: | BY: Harry Shimizu

I have to submit multiple e-mails with…

I have to submit multiple e-mails with the invoice, discounts, tax and total amounts. Every time I provide the information, I get ANOTHER e-mail from Ebrace requesting the information.
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5

out of 5

POSTED: | BY: Rocio Medrano

Best Pet Protection Ever!

This pet insurance has made every aftermath of stressful visits so easy. Customer service is absolutely amazing and were so incredibly nice on the phone and super helpful. I'm so glad I went with this insurance and have stayed with them since my pet was a puppy. They make submitting claims and explanation of benefits super simple and easy to understand!
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4

out of 5

POSTED: | BY: Graham

Good customer service experience

Only kept insurance for 4 months because of pre-existing exclusions for a 10yo dog, but customer service experience was good.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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