5
out of 5
POSTED: | BY: Mirtha Ojeda
Excellent services
Embrace has good customer services
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: a huggins
Very easy claim process
Very easy claim process, accessible and very responsive customer service, helpful and knowledgeable on coverage
5
out of 5
POSTED: | BY: surveyme04
Easy claims submission process online
Submitting one claim for two pets with different claim reasons was so easy online! Thank you!
5
out of 5
POSTED: | BY: Shirleyanne Chew
Got check in the mail in 2 weeks for…
Got check in the mail in 2 weeks for the amount that cover the surgery, procedure and biopsy. No need to call.l
2
out of 5
POSTED: | BY: Harry Shimizu
I have to submit multiple e-mails with…
I have to submit multiple e-mails with the invoice, discounts, tax and total amounts. Every time I provide
the information, I get ANOTHER e-mail from Ebrace
requesting the information.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.