Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,802

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jackie E

I got embrace to cover those times that…

I got embrace to cover those times that we can't brace for. Every claim I've filed has been handled quickly and if I ever have had questions, they've been handled quickly and thoroughly. I highly recommend embrace to anyone who needs pet insurance!
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1

out of 5

POSTED: | BY: Don Bramblett

Sick dog…

Our dog was sick with intestinal issues for the first time. We were reimbursed very little because you said we did not have a wellness rewards plan. Our dog was sick. This was not a wellness check up. Also, it is difficult to speak to a representative about this problem. We are a new customer, so we are disappointed with the outcome.
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5

out of 5

POSTED: | BY: Jason Lovio

My claim was quick and easy

My claim was quick and easy. I thought it was going to take a month, but my claim was resolved within a week.
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5

out of 5

POSTED: | BY: Ron

Great Service!

It was an easy process from submission to reimbursement.
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1

out of 5

POSTED: | BY: Alex

This insurance is a scam..

This insurance is a scam... they increased my rate by greater then 50% at the renewal! Dishonest and awful way to do business! I canceled my subsricption
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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