Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna Grimmer

Every experience with Embrace has been…excellent!!

Every experience with Embrace has been excellent! The app is totally user friendly- Less than 1 min to send invoice. Payments come quickly. 2 yrs of svc.
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5

out of 5

POSTED: | BY: customer

Always reimburse in timely manner

Always reimburse in timely manner
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1

out of 5

POSTED: | BY: Spam Email

Please God DO NOT SIGN UP WITH THIS COMPANY!!!

Let me start by requesting for no response from the frauds getting paid to rebuttal on every negative review. You are happily getting overpaid with the money Embrace steals from their customers. They are full of $#it!! Do not, I mean DO NOT sign up with this company. The customer service is ridiculous… they are literally trained to deal with upset consumers. They all have a script and only say “I’m sorry but….”. When asked to transfer to a supervisor they will tell you that there are none available due to attending a meeting”. They screwed thee crap out of me. My dog is dead and all because they said her diagnosis was pre existing, based off a previous visit that she had been seen for prior to coverage. They denied me but said if I could have the vet send an email to confirm the previous appointment had nothing to do with her illness diagnosis from a year ago!!! I, unfortunately, could not afford the vet bills(hence the point of insurance)… or Atleast I thought. I doubt there is more than 3% of customers that receive reimbursement for long term illnesses… and those are probably only because they signed up when their pet had NEVER been to a vet. Once I proved the prior visit had nothing to do with the current one… they dug up some BS old appointment from a year ago and made some excuse as to why they missed it during the review process. I will be taking Embrace to court. Praise the Lord I work for a law firm that deals with insurance companies!!! I hope that I can have more people back me up in this lawsuit… and we can all win a settlement. This is NO JOKE… the legal process has already begun. As stated at the beginning of my review… DO NOT RESPOND TO THIS REVIEW U LESS YOU ADMIT ALL GUILT and REIMBURSE ME FOR MY PUPS VET BILLS… along with the pain and suffering from the loss of our beloved furbaby that meant the world to us!!! RIH our beautiful baby girl… I hope Embrace looses everything in this settlement! If you respond to this email, you are admitting guilt, and it will be used in court. If anyone would like to reach out to me for information about the lawsuit and a possible settlement, email me at JustSpamMe210 at Gmail.com Creating an “undercover” email address is my only way to stay anonymous… I pray we can all get closer in this. EMBRACE PET INSURANCE is NOT WHAT YOU WANT! I promise to God they are scammers!!!!
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5

out of 5

POSTED: | BY: Lynn Allen

Submission was easy

Submission was easy. I’ll let you know how response is.
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5

out of 5

POSTED: | BY: Diane

I love how simple and easy it is to…

I love how simple and easy it is to submit invoices on the Embrace website. Just follow the step by step instructions and your done!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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