Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,802

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: P Sobo

Agent assigned preferred email…

Agent assigned preferred email correspondence.Tried to call me one time but after that no response. Sometimes email isn’t the best. Left Pets Best thinking this was a better company. Not pleased so far.
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5

out of 5

POSTED: | BY: MARY

So easy to submit claims

Easy to use. Portal is great. Fast and user friendly.
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5

out of 5

POSTED: | BY: Tracey Nautel

So easy to submit claims!

Always easy to use
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1

out of 5

POSTED: | BY: Cameron Crane

I filed a claim

I filed a claim, while most of it was covered they are trying to say my 1.5 year old dog has a pre-existing condition because I was took him to the Dr for loose stools. I called and ask the adjuster to call me because this is absurd. No one has called.
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5

out of 5

POSTED: | BY: Johanna Herron

Love EMBRACE

Embrace is so easy to use and they even have direct deposit now!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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