Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jeffrey Sherman

Don't pay a single premium to this…

Don't pay a single premium to this company. For a small claim, they will request so much information from every vet that your dog has ever seen that the vet cannot reasonably respond. Then they deny payment of the claim and blame the vet.
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5

out of 5

POSTED: | BY: Brian Rodgers

Embrace is awesome!

Embrace is awesome!
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5

out of 5

POSTED: | BY: suem

Embrace Pet Insurance has worked well…

Embrace Pet Insurance has worked well for us so far. Submitting a claim is easy. The reimbursement process worked very well.
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5

out of 5

POSTED: | BY: Rose

Easy to submit claim on line and they received it in seconds after I submitted.

Easy to submit claim on line.
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5

out of 5

POSTED: | BY: Andrea W

Happy customer!

I have had Embrace for 3 years and am very happy with them. I have not had any issues with claims not being processed and they pay quickly. I would highly recommend to anyone thinking of pet insurance to reach out to Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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