Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christine Rivera

Great customer service and easy process

Embrace customer service was extremely helpful and very professional. I had to take my 8 month old pup in to emergency services for vomiting, I filed my claim the next day and had my refund within two weeks. This was my 1st claim and I as soon as they had all his records they sent my refund the next day! I’m so happy we got Embrace! They made the process so easy!
5

out of 5

POSTED: | BY: Michele Iovanni

They made it easy to guide me through

They made it easy to guide me through Submitting claims and very helpful During a very sad time
5

out of 5

POSTED: | BY: Renee Varner- Skipper

I love this app is super easy to use…

I love this app is super easy to use for claims I just information needed then have to worry about trying to speak to a live person that I can't understand
5

out of 5

POSTED: | BY: Judy Cannon

Friendly and knowledgeable doctor and…

Friendly and knowledgeable doctor and staff. Treat my Buddy with care and consideration
5

out of 5

POSTED: | BY: Gerald Levin

VERY EASY

I WAS SO HAPPY TO UPLOAD MY FIRST CLAIM WITH EMBRACE PET INSURANCE. THE PROCESS WAS SO EASY, NO COMPLICATED FORMS TO FILL OUT, THANK YOU!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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