5
out of 5
POSTED: | BY: Rebecca Drew
Easy claim process
Easy claim process
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary Portelli
Coverage was there when needed.
My dog was recently diagnosed with an oral cancer. The diagnosis itself and treatment following was distressing to me and difficult for my dog however knowing she has had an Embrace policy throughout her life has made the process so much easier. I know she can get the treatment she needs. You never want to need to use your pet’s insurance benefits but what a relief to have coverage when illness occurs. The claim process was so easy to do and Embrace reimbursed me in just a few days.
5
out of 5
POSTED: | BY: Julie Berry
Great experience w/ Embrace
I’ve been w/ Embrace for almost 7 years. Just recently I’ve had to file 2 claims because my dog got really sick. Filing claims online have been super easy. I made sure my vet gave me an itemized receipt w/ a diagnosis & submitted that with the claim. Turn around time to get payment reimbursement was not long at all, maybe a week or week in a half. Such a smooth process & they made sure to explain reimbursement & what’s not covered & covered.
5
out of 5
POSTED: | BY: Pamela Bernhardt
Excellent Service
When your baby is sick the last thing you want to worry about is insurance. Embrace made it seamless and I could worry about my dog instead of how to pay for his treatment. Thank you Embrace.
5
out of 5
POSTED: | BY: Susan L.
Staff were knowledgable and…
Staff were knowledgable and professional. The claim submission process was easy and efficient. The claim processing was also efficient and timely.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.