Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,791

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Matt

Great service!

After spending thousands in medical bills on our last dog, we knew we needed to get insurance the next time around. Embrace made things so easy when we had to have surgery on our next dog after he ate something he shouldn't have. The whole thing cost almost $10K and they covered all of it, we went out of pocket for such a small amount compared to what it would have been. The claim process was super easy and I was shocked at how fast we got our reimbursement. We were really worried how quickly it would go and how much would be covered, such a relief to see how well things worked with Embrace. Customer for life, awesome protection!
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5

out of 5

POSTED: | BY: Marian Terry

My call with Donna/ Tiffany was great

My call with Donna/ Tiffany was great. Polite and understanding regarding my situation. Keep up the good work guys!
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5

out of 5

POSTED: | BY: Nichole LeCuyer-Dougal

So easy to follow along

So easy to follow along
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5

out of 5

POSTED: | BY: Donna H.

Embrace is very caring…

Embrace is very caring and they pay their claims quickly. This gave me peace of mind when getting treatment for my fur baby.
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5

out of 5

POSTED: | BY: Rediat Demilew

It was very simple and fast.

It was very simple and fast.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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