Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: CMDR

Great Pet Insurance

Embrace is very affordable pet insurance and they have handled our claims for our dog quickly and efficiently. I highly recommend them!!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Stacey

Prompt claims processing

I am glad I made the wise decision to buy insurance through Embrace. I have been with them since 2019, and they always process claims efficiently. I also love that they have wellness coverage, covering annual visits for shots and preventative medications.
Read more on Trustpilot
2

out of 5

POSTED: | BY: Leslie Mowers

After one year they doubled my monthly charge

I have been with them one year. My monthly bill was around $68. My dog is two-years old. But next month my monthly bill goes up to to $141, more than doubled. When u did try to process a claim, they wanted more information each time, fighting me to get a refund. Poor form, Embrace. I left due to service and extreme increase in the monthly charge
Read more on Trustpilot
5

out of 5

POSTED: | BY: Customer

Great communication and quick response

Great communication and quick response. Our Doodle puppy had to be taken to the emergency vet when she swallowed a sock. The vet was cooperative as well and sent the itemized bill to me and I forwarded it to Embrace. Reimbursement was timely and I wasn't given a hard time.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Rick Vance

Embrace is an awesome pet insurance…

Embrace is an awesome pet insurance company. Every claim I submitted was taken care of right away. We feel very blessed to have them behind our pets care. Customer Service is excellent!! All of the Customer Service reps have been very kind, professional, and answered every question right away.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review