Embrace | Pet Insurance Review

I had to make a claim for the first time and can say how impressed I am with the entire process. It was flawless. Having pet insurance def helped a very stressful time be less stressful ! Definitely recommend Embrace

They kept me informed as they were going through the steps of my claim.

Do not recommend. I think their high reviews came from a few years ago and they’ve since changed their business practices to hike up their rates for returning customers just to make more money. We followed advice to get pet insurance when our dog was a puppy because we were told we could lock in lower rates before he has any pre-existing conditions. We were told by embrace to expect a couple percentage points increase in premium year over year. In fact, our monthly premium went from $32 to $56 to $84. And that’s with a $1000 deductible still!! When it raised the first time they said that was a rare increase due to rising vet costs and not at all typical and then the next year it’s raised even more!! Our dog is only 3 years old and is not a pure breed that might have genetic issues. We have not moved locations. Why would we pay $84 a month for our healthy 3 year old dog? STAY AWAY! Just set aside money for your pet in case something happens.

I am so pleased with the pet insurance for my cat Justin. He has had a couple claims in the last year and they processed them quickly and direct deposited the refund

My cat is having some health issues so I've had to file several claims at once. My claims were all approved the next day. Filing claims through the app is easy and convenient.