Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,874

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alexandra Touris

The best ins co

The best ins co , who they care about their customers. Best costumer service The most polite knowledgeable associates Who always are happy to assist you,. I recommend this Embrace to everyone I’m with them since the day we got our Baby, English bulldog almost 4 years ago ,and I will stay with them for ever.
5

out of 5

POSTED: | BY: William Knox

I was in the military and unfortunately…

I was in the military and unfortunately exposed to traumatic experiences these experiences followed me to civilian life. A few years after the military I was in need of a small dog I could have as a companion for severe stress, I finally got a small dog and she was an absolute joy, I named her faith. Recently, She got very sick and and the stress was immense however, I was able to give her the medical care she needed, I had Embrace pet insurance so far she has over 10K in veterinary costs and Embrace paid their share right away, all I did was open the app submit the invoice and a few days later my money was in my bank. I don’t know what I would have done without Embrace insurance, the financial strain would have been unbearable, However this insurance enabled me to get the care she needed and not worry about the financial part, what a relief. If you own a pet do yourself a favor, get this insurance and save yourself a lot of heartache.
5

out of 5

POSTED: | BY: Kris Johnson

Helps with affording medication and care

Embrace insurance has helped me afford to provide the expensive medications my aging dogs need. Vet services and tests are expensive. It helps to know that Embrace is there to help me afford the care my fur babies need.
5

out of 5

POSTED: | BY: Thomas Angelucci Jr

We have used Embrace for a few years

We have used Embrace for a few years, just in case one of our 2 cats got injured or sick. Unfortunately, one of them did get sick about 2 weeks ago. My wife took her for an emergency vet visit, and an hour later left with meds and a $800 vet bill. Yikes. I submitted the bill with Embrace online using the App. In less than one day I had a response that almost $500 was covered under my policy. Less than a week later, the check arrived in the mail. I have recommended Embrace to my friends and family that have pets, and would recommend to anyone who cares about the well being of their furry family friends!
5

out of 5

POSTED: | BY: Alastair Henderson

Happy Customer

Transparency in all communications was very welcome. The process of opening and tracking claim was easy. The claim was resolved within days and payment was made right away. I am very impressed and happy with Embrace Pet Insurance.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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