5
out of 5
POSTED: | BY: Johnetta Ryan
Easy to understand
Easy to understand, easy to submit claims and responses are timely!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda LOY
Embrace your pets
Easy to make a claim and proceed in a timely manner. I would recommend Embrace for your loved pets.
5
out of 5
POSTED: | BY: Derwin Roland
Embrace has always provided top notch…
Embrace has always provided top notch service and support. I truly believe the partnership I have had with Embrace has contributed to the well being and longevity of my 12 1/2 year old Bernese Mountain Dog Lily. I highly recommend Embrace to help protect your favorite pet.
5
out of 5
POSTED: | BY: Amanda
Love this coverage!
I have both my dogs on an Embrace plan. I’ve had nothing but good experiences so far, filing claims have been easy through the app and website, the reviews done pretty quickly and I have most my money for the claim back in my account within a good time frame. I would not be able to afford one of dogs care without them, so thankful for this insurance company.
5
out of 5
POSTED: | BY: Carol Osman
Embrace is AMAZING!!
Embrace is AMAZING!!! They are easy to work with and handle claims immediately.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.