5
out of 5
POSTED: | BY: Earl Cazire
They made it easy to file a claim
They made it easy to file a claim, and If you have questions they listen.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,873
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diana Padilla
Everything went pretty fast and…
Everything went pretty fast and smoothly.
1
out of 5
POSTED: | BY: deborah muro
Denied a claim my cat always had a…
Denied a claim my cat always had a heart murmur, was recently diagnosed with enlarged heart Embrace wouldn’t cover additional testing saying it was preexisting which the ENLARGED was not,I wont recommend this insurance to anyone, I have five cats and I won’t insure with Embrace, thee salesperson wasn’t for coming with her information when I signed up with them
5
out of 5
POSTED: | BY: S Guinney
Excellent customer service!
Everyone I have ever spoken with at Embrace have been helpful and friendly. Very impressed with the level of customer service.
4
out of 5
POSTED: | BY: biztraveler
Good Pet Insurance
Good Pet Insurance. Easy to sign up. rates are somewhat competitive. Embrace claims department was responsive which was good and the follow-up was also pretty thorough. However, it took 30 days to review the claim. After which they refunded a 75% portion of the total vet bill. They did cover euthanasia costs but not cremation.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.