5
out of 5
POSTED: | BY: Tony
fast and easy claim
easy process
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Lene Gant
Over all honest review
My honest review on Embrace over all would have to be a 3. I feel that generous due to the fact of the customer service and how the company overall can say a pet would have a condition that is considered by them as existing. I do feel if a veterinarian can state and even offered to send whatever he needed to confirm that my dog didn’t have any preexisting issues on something I shouldn’t be punished for that. I’m being told by your company whether that be with your customer service or whom that my dog had preexisting dental issue as well as eye issues etc. she hasn’t had any problems they thought possibly she may be having some allergy issues but they weren’t positive. So in result we decided we would try some things and see who she does. I was okay with the fact we started those before I went with Embrace. However, I feel after so long of not doing those things, I should be able to have that reviewed. Also, what’s being told to be a preexisting condition with her eyes, wasn’t and due to a scratch from a neighboring dog she happens to play with was the cause. However, I said I would do a surgery for her for that and I would pay completely. The dr stated she wouldn’t any longer have any problems with that after that, so when I stated what he said and he was willing to speak with anyone or send a letter whatever needed to provide that she wouldn’t any long have any issues with that problem…I call explain what he stated feeling after this was done we shouldn’t have any issues with anything else as for as eyes that could happen later down the road as for insurance wise, I’m told by Embrace once again that they will have no part anything with the eyes. So basically…at this time I feel like what am I even paying for?? Definitely nothing that helps when it comes to vet bills! So I would state caution on anyone considering….
Thank you!
Lene’ Gant
1
out of 5
POSTED: | BY: Consumer
The preexisting clause just made so…
The preexisting clause just made so easy for them to just take my money for months and deny all my claims. This company should be ashamed of themselves
5
out of 5
POSTED: | BY: Donna Hannigan
Embrace is great! I highly recommend!
Submitted paperwork electronically.
Embrace needed additional info. Not from me.
Nor did I have to contact the providers.
Embrace did.
Reimbursement was seamless.
Reimbursement with all explanations occurred relatively quickly.
So glad I have Embrace for my dog!
Embrace is great!
I highly recommend it!
5
out of 5
POSTED: | BY: Michele
Embrace is a must!
I have been telling people - get pet insurance!
Our dogs - especially our little boy (accident prone) has definitely used his insurance. We are fortunate to have it! It’s easy to submit a claim and get reimbursed.
Plus whenever we’ve had to talk to the staff they’ve all been great. Thank you!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.