Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: AgilityK

7+ year member

7+ year member. My terrier recently was exposed to lawn pesticides causing 5 days of vomiting & diarrhea. The vet quickly diagnosed; claim was uploaded & processed in 3-4 business days. Our plan is bundled with an additional wellness option. (Great Perk) The customer service & claims reimbursement are quick and easy, 100%satisfaction guaranteed!
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5

out of 5

POSTED: | BY: Amanda W

Our claim was processed very quickly…

Our claim was processed very quickly and was easy to do.
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5

out of 5

POSTED: | BY: Glenda Walker

Caring Andee and Embrace

I took a long time because of a possible pre- existing condition that I had to get clarified but we got that taken care of and Embrace has paid the claims.I dog has cancer and without Embrace it would have been difficult to afford the treatment,My adjuster was Andee and she was great and sooo understanding.She was a great support for during this ordeal.
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5

out of 5

POSTED: | BY: Moon Choi-McInturff

Embrace has always been super…

Embrace has always been super straightforward. The claims process has never felt onerous and I have always felt supported. Embrace has helped us prioritize our cats’ health and wellbeing. Thank you
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5

out of 5

POSTED: | BY: Jerry Pallares

Very professional and fast service

Very professional and fast service. I recently had a significant vet bill and embrace rapidly took care of my claim.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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