5
out of 5
POSTED: | BY: Wenyue Zhang
Case solve very fast!
Case solve very fast!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,744
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kellie
Claim submission
Claim was easy to submit and literally only took 3 days to get approved and paid into my account.. fast service!!! Thank you Embrace!!!
5
out of 5
POSTED: | BY: Lisa
Quick and Easy Claims Process
Our Dutch shepherd ate a used latex glove and had to get x-rays at the regular vet and then x-rays and bloodwork at the emergency vet to determine if there was an intestinal blockage or toxin consumption. The claims were incredibly easy to submit, and Embrace paid quickly. Very impressed!
5
out of 5
POSTED: | BY: Deborah Esparra
Embrace does a great job!
Embrace does a great job!
Very pleased with how my claim was handled. They do a good job of keeping you aware of what stage your claim is in. Processing was relatively quick.
1
out of 5
POSTED: | BY: diana lavery
embrace seemed like an OK company…
embrace seemed like an OK company although they make you wait for long periods of time while requesting detailed medical records that don't make a lot of sense but when I try to add a third pet to my Policy who is only two years old and has never had any medical problems I had taken him to a veterinarian because he was vomiting which as we know all dogs do at one time or another day then sent me the policy with a pre-existing condition clause that says that if he ever vomited or anything made vomit though there's an underlying condition about vomiting that they would not pay the claims for 18 months or perhaps permanently I decided against this company for that and went back to the akc insurance which does not have any pre-existing condition clause after the waiting period
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.