1
out of 5
POSTED: | BY: Alouette Lopez
Still waiting for refund
Still waiting for refund
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,985
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Candice G.
I had a great experience in updating my…
I had a great experience in updating my payment process/cancellation of my policy.
5
out of 5
POSTED: | BY: Jennifer Corbin
Lapse in auto pay NO ISSUES
I had a lapse in my auto pay. I called and the person was so helpful getting me back on track with no lapse in coverage and no additional charges.
5
out of 5
POSTED: | BY: Duncan
Claims process fast and easy
Claims process fast and easy. Step by step on website with quick evaluation and payments. Dogs to the most amazing things and insurance is a great protection for our fur babies and wallet.
1
out of 5
POSTED: | BY: This Guy
DON'T PAY FOR A YEAR ALL AT ONCE!!!!
My experience with Embrace has been horrible from the start. First, they started a claim the day after I purchased the policy because someone filed the wellness check and orthopedic exam that I submitted the wrong way. And worst of all, I emailed them to follow up on all the documents sent regarding my dogs health. I clearly stated in my email that, if my dog was evaluated with a pre-existing condition, that I was going to cancel my policy. I gave them plenty of time to respond to me and when they didn't, I figured that my dog got the all clear. HELL NO!!!! THEY CONTACTED ME 3 DAYS AFTER THE TIME ALLOWED FOR A FULL REFUND IF CANCELED. I WAS A DAMM FOOL TO PAY FOR A WHOLE YEAR. BECAUSE, NOW THEY ARE TRYING TO KEEP 150.00 FROM MY REFUND. I AM NOT GOING TO ACCEPT THIS. I HAVE SENT SEVERAL EMAILS PRIOR TO THE CUT-OFF DATE AND THEY NEVER RESPONDED. I THINK THEY DO THIS CRAP ON PURPOSE. IT'S VERY UNETHICAL TO RUN A BUSINESS THIS WAY. I HAVE CONTACTED THE BBB TO FILE A FORMAL COMPLAINT. AND HEY EMBRACE.... DO NOT ATTACHED ANY BS COOKIE CUTTER POLICY JARGEN TO MY REVIEW!!!! YOU ALL JUST TALK OUT OF THE SIDE OF YOUR NECK ANYWAYS.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.