Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,985

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Julie

I would say this is the worst kind of pet insurance.

I would say this is the worst kind of insurance. There are hidden prices all the way. They jacked up our price very high after registration. We received mixed information and there is no transparency. We took the maximum benefit, but still, after a month, the insurance claim did not go through. Our dog losing his baby teeth was considered as pre- existing condition. I would never recommend Embrace.
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5

out of 5

POSTED: | BY: dtaj

Claims process quick, intuitive and efficient.

Have had to utilize the claims on several occasions and each time, the claims process is always quick, intuitive and efficient.
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5

out of 5

POSTED: | BY: martin klein

Quick claim processing

Filing claim online through app was extremely easy and payment was prompt. This was a checkup with a couple of vaccinations for our two kittens.
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5

out of 5

POSTED: | BY: Kelli Belfatto

Easy and stress free …

The claim process was so easy and honestly a relief after such a scary experience with our fur baby. I was expecting it to be complicate and a long process. It was quick and painless. So glad we have embrace pet insurance.
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1

out of 5

POSTED: | BY: Edie graham

I went to file a claim and was told it…

I went to file a claim and was told it wasn’t covered and it was one thing that caught my eye when I decided to go with embrace so I lost all trust and told Tiffany I wanted to cancel and she has yet to cancel
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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