Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,985

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Vicki Steen

I’ve never had an issue with Embrace

I’ve never had an issue with Embrace; I’ve submitted for emergency room visits and have been reimbursed within two days every time. Have never submitted for non-emergencies; my separate wellness plan covers that. Wish it hadn’t gotten so expensive; now that the two cats are 11 and 13, coverage just jumped to $2300 a year! But that’s any insurance, a waste of money until you need it and then you’re thankful you have it.
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4

out of 5

POSTED: | BY: Lynnette M. Holland

Embrace always is quick to settle…

Embrace always is quick to settle claims and reimbursement is swift. I've never had them question a claim. The premiums are reasonable and its a great comfort knowing that my Tucker is covered for any ad all emergencies and routine care.
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5

out of 5

POSTED: | BY: Connie Craddock

ENBRACE PET INSURANCE AND A PIECE OF MIND🐾❤️

It was hard choosing a plan there were so many. I picked Embrace because we have GEICO for our car insurance and we are happy with it and Embrace is through GEICO. So far the service has been great with Enhance.
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5

out of 5

POSTED: | BY: TeamPlusOne West Hartford

Incredible Care and Great Coverage

Incredible Care and Great Coverage sum up how this company handles things. We were with them for several years and only stopped after our little guy lost his battle with Congestive Heart Failure. During the whole process (which spanned a couple of years), Embrace Pet Insurance responded quickly to our monthly claims. The claims were processed and reimbursement in our account in about a week-ish. It made things easier to not ever have to think about "money" when it came to our pet's care. What he needed, he got. Thank you for all you do. It will be a little while before we are ready for another dog. But, when we are, we will end up getting him or her covered through Embrace Pet Insurance!
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5

out of 5

POSTED: | BY: Rick Myers

So far

So far, I am very impressed with Embrace. Easy to upload summaries and to submit a claim. Will be getting a couple more dogs soon and plan on using Embrace with them as well.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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