Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marrisa from Long Island

This company communicates very well…

This company communicates very well with its clients. We were very pleased with the comprehensive review of our claims and the outcome, which was consistent with the policy we purchased. Moreover, they were very compassionate and expressed heartfelt condolences when we lost our dog. They have been fair and straightforward. We will definitely use this company again for pet insurance in the future.
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4

out of 5

POSTED: | BY: Happy Dog Sadi

Embrace Pet Insurance APP:

Embrace Pet Insurance APP: It is user friendly. The claim instruction is clear and simple to follow . The claim follow up; review/ approval respond time is reasonable efficient.
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5

out of 5

POSTED: | BY: Lisa C

So Glad I Bought Insurance from Embrace

When my puppy Winston was about 3 months old, I decided he needed insurance just in case. I really didn't think he would use it for many years, but when he was just a year old he developed a cataract and became blind in his left eye. He had surgery to restore his vision, and Embrace has covered most of this expense. The claim process is simple. I am so glad that I purchased Embrace Insurance for Winston.
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5

out of 5

POSTED: | BY: Anna Wellman

Great experience

Swift, easy reimbursement!
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5

out of 5

POSTED: | BY: Cathye Childs

Embrace claim

Embrace was efficient and processed my cat’s claim in a timely manner. I’m very glad that I purchased my plan. I’m
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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