Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara Herzer

Trustworthy insurance provider

Very easy to file a claim. Wellness rewards motivate me to stay current with my dog's care since I know I will get my money back quickly
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5

out of 5

POSTED: | BY: L M

Embrace Is Worth Every Penny

Embrace is worth every penny ! Their claims service is quick and all the staff we have worked with were wonderful! I’m so glad we put health insurance in place for our gal when we got her and a pup. Now it is coming in handy as she is getting up in age.
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5

out of 5

POSTED: | BY: selma ocasio

great pet insurance

I have been using Embrace pet insurance company for over 3 years now. So far it has been great. No major issues and no huge increases on premiums. Website portal is very easy to use and the times I have called for questions/ issues I have been able to resolve it without delay.
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5

out of 5

POSTED: | BY: JT

Website makes it very easy to submit a…

Website makes it very easy to submit a claim. Spacedog is also super cute.
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5

out of 5

POSTED: | BY: Glenn Brietzke

Sick cat

My cat was severely ill requiring multiple vet visits followed by a 3 day hospitalization. The claims process was super easy and reimbursements were provided within a couple of days. So glad I got pet insurance for times like this.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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