Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tony Rodrigues

I really enjoy the ease of using their Website

I really enjoy the ease in which I can submit a claim online and using the mobile app. Status is easy as well and the turn around time for claims has been one day... Highly recommended company.
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5

out of 5

POSTED: | BY: Kimberly A Townsend

Very good.

The first claim experience was bad BUT it was my fault for not following instructions to the letter. It confuses things if u send anything not required. Follow the directions and they are great! Less than 10 biz days for payment.
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5

out of 5

POSTED: | BY: Arthur Bruggisser

Purchased pet insurance.

I called over the telephone to talk to a sales rep about pet insurance for my dog. They went over all the options available on the insurance plan and then sent me a quote by email. Excellent customer service!!!
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5

out of 5

POSTED: | BY: Usn - Jeff Bowman

Personal messaging shows they care

The personal messaging from the Embrace agent was much appreciated after my dogs euthanasia. They automatically updated my policy, paid my claim and sent me a very nice and unique remembrance card. Using them to provide pet insurance has been the best decision I've made.
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5

out of 5

POSTED: | BY: Murl Eley

Had a emergency with my Labrador…

Had a emergency with my Labrador Retriever ingested some type of drug while on a walk at a nearby park. It was an expensive night in an emergency pet hospital they kept until the next day. Glad I had insurance to help with the cost.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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