Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Assistant

Easy to use until you need customer service

It's very easy to sign up and set up autopay. The website is easy to use. Until you need any type of customer service, Embrace is fine. If you have questions, need to submit a claim that doesn't easily align with the pre-filled options, then you will email, call, and get nowhere. After 2+ years as a customer, I canceled and went with another company that provides basic customer service.
Read more on Trustpilot
5

out of 5

POSTED: | BY: ReNae

Easy, efficient, prompt...great organization.

Embrace's website is super easy to use as was selecting the best plan for my multiple dogs and their unique situations. The website allows you to pick a plan with variable deductible amounts, coverage amounts, exclusions, etc. per dog. I was able to vary these amounts and immediately see the effect on the monthly rate per dog. With multiple dogs of various ages and issues, this was great. We recently lost our beloved dog to a snake bite. The website made it very easy to file the claim, and I was reimbursed very quickly and directly into my checking account. No hassle, no difficulties, and super kind representatives sensitive to the situation. Best insurance ever!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Terry Rieger

Easy to submit claim

Easy to submit claim - Fast reimbursement
Read more on Trustpilot
5

out of 5

POSTED: | BY: Valued LifeLock Customer

Such a simplex process to submit my…

Such a simplex process to submit my claims
Read more on Trustpilot
5

out of 5

POSTED: | BY: OSCAR M

Great service and sad news

Sadly, we had to report our Jake's death today. Our little Shih Tzu rescue gave us great memories. We'll miss his zoomies and best greeter at the door. Services and customer care have been awesome with Embrace's phone reps and use of the website for filing claims. Thank you so much!
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review