5
out of 5
POSTED: | BY: Debra Patton
Easy Submission
Submitting a claim is very easy to do on the website.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: j kof
Good service, but high premiums
Embrace has good customer service. What is frustrating is the very large increase in premium I was offered at our 3rd renewal year. I canceled and went with HealthyPaws.
5
out of 5
POSTED: | BY: Tina James
Best Pet Insurance
Been using them for insurance for over 6 years. They are always quick with processing claims and always helpful if I have any questions.
5
out of 5
POSTED: | BY: Sylwia Luttrell
I am a huge fan of Embrace
I am a huge fan of Embrace: they are prompt, kind, efficient and so helpful. 100% recommend!
5
out of 5
POSTED: | BY: Laura Joscelyn
Excellent customer service
The CSAs made switching to them very easy. They were all well informed on the options available, extremely polite and professional too 💜🐾💜
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.