4
out of 5
POSTED: | BY: corneliusn
So far so it's good
So far so it's good, new here
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4.9
out of 5
Number of reviews 19,862
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Edgardo Banuelas
Crappy ass company
They have yet to process the first claim that was sent over 60 days ago!!!! Hours on Hold. If it is not approved I will be cancelling and finding a different provider moving forward.
5
out of 5
POSTED: | BY: Happy customer
Could not be happier!
Easy to file claims. I had a couple questions and customer service was always very helpful and concerned for my dog and happy to put my stressed out mind at ease.
We had to pay out over $10,000 for emergency surgery for our very sick pup. We were reimbursed in less than a week and it only took that long due to an error on my end.
All other Wellness and other illness claims have been paid in 2-3 days.
Embrace is amazing and we are so thankful to have had the peace of mind that we had this coverage to save our pups life.
5
out of 5
POSTED: | BY: Tessa Miller
Absolutely love this insurance
Absolutely love this insurance. Had to use it many times on my accident prone pup.
1
out of 5
POSTED: | BY: Bruce Lee
Customer service mistakes
I told them to put my second dog on my policy. The person i called apparently never did and i didnt find out until i didnt get reinbursted and found out why. Their customer service is not the best either.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.