5
out of 5
POSTED: | BY: Meghan Doyle
Great customer service .thank you fur…
Great customer service .thank you fur responding in a Timely manner
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Gregory Lamb
Questions Answered …
I had a few quesrions regarding a claim. Crystal was able to explain what was happening. Crystal was polite , helpful and profezsional. Claims pricess is straightfirward
1
out of 5
POSTED: | BY: ck small
Everything that was submitted all year…
Everything that was submitted all year long was denied and excluded from then on as pre-existing. However, nothing ever happened before our first policy. They are masters of twisting what the doctor's note says into something not accurate anything to get out of any reimbursements. So not covering Sickness, injury, or repercussions of tick bites, I could go on but I trusted USAA with the pet insurance company but no longer. Very sad to let us down like this. So 2 years we have paid for the best policy and the most expensive but not one reimbursement, but now everything is excluded and I won't even be able to get these things covered in the future such as the injury/accident is being called a genetic issue even with the prior exams that there is no genetic issues. Just additional information our vets has reviewed your response emails and is also appalled by the twisting of her notes and your company inferring the puppy had pre existing issues so you could deny the claims. So your response here of quoting the policy is not accurate of what you did to all the claims submitted.
5
out of 5
POSTED: | BY: Lauri Aucoin
Easy to use and very friendly and…
Easy to use and very friendly and helpful. Claims are a breeze
5
out of 5
POSTED: | BY: dawnmarie baisden
Always helpful with any questions!
Always helpful with any questions!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.