5
out of 5
POSTED: | BY: Kim Fernald
Very easy to submit claim
Very easy to submit claim. Thank you!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Teddy
Very satisfied
Embrace was the first company AND time we ever purchased pet insurance through all the years of owning pets. SO FAR I have not had any issues with Embrace and their customer service is top shelf!! They are responsive and have covered appropriate portions of my vet bills (minus my deductible). So far so good and would recommend them or at least consider when looking for pet insurance.
5
out of 5
POSTED: | BY: Yaneth M.D
It is a site that is easy to follow and…
It is a site that is easy to follow and no headaches. Thank you.
5
out of 5
POSTED: | BY: MATT
Claims process was quick and easy
Claims process was quick and easy. Website made it easy and clear.
4
out of 5
POSTED: | BY: Terrence S.
Speaking with Customer Service
Speaking with Customer Service
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.