4
out of 5
POSTED: | BY: Melanie Kotalac
website is user friendly
website is user friendly. reminders are sent to me that is helpful.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,968
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Cindy a Richards
I’m not impressed with the coverage and…
I’m not impressed with the coverage and I will probably be looking to go with another company for coverage. Paying a monthly fee with limited benefit does not make sense to me.
5
out of 5
POSTED: | BY: Joanne Sheffler
I can't say enough good things about Embrace
I can't say enough good things about Embrace. My Border collie Beamer had an unusally tough year. Lymes, surgery, physical therapy, tests, etcetcetc. He exceeded his limit in the first four months of his policy ---it was all clearly stated and agreed to, The claims were very quickly settled and the checks were received, Embrace eased the responsibility of caring for my dog. I am forever a loyal client!
1
out of 5
POSTED: | BY: Evamaria Callejas
Terrible
Terrible! Our dog did not have a pre-existing connection i. His hindlimb he injured it while plying and thos company denied the claim. I suggest do your research and find a better company. We will likely be canceling this policy for something better
5
out of 5
POSTED: | BY: Marcela
RECENT EXPERIENCE
RECENT EXPERIENCE - Embrace has been extremely helpful in reviewing my claim and refunding he qualified amount. No further information or document was requested by Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.