5
out of 5
POSTED: | BY: Verna Ball
Highly recommend Embrace.
Highly recommend Embrace.
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4.9
out of 5
Number of reviews 19,968
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Cathy Danyluk
Hard to get paid.....site hard to use
Embrace doesn't correspond well. Very hard to get my claim processed. 7 months. Your website is unusable to me. I have been on it several times and it is always down or never "usable ".
5
out of 5
POSTED: | BY: James Glasso
We've had pet insurance with two French…
We've had pet insurance with two French Bulldogs. This policy was just two months old. This expensive surgery was fully covered minus the yearly deductible and 10% copay. No questions, no delay. Way better than the previous policy with first dog. There were always problems with claims.
5
out of 5
POSTED: | BY: Namson
Easy and simple to file claim
Easy and simple to file claim
5
out of 5
POSTED: | BY: Eric Merrell Sr
Haven't had to use this ins.
Haven't had to use this ins. yet but so far everything has gone smoothly
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.