Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,852

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: George Selekman

Very simple submission process!

Long standing client and glad to know that Embrace is there to cover most of my costs to keep Sheba healthy and well! She is doing great at 9.5 years old!
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5

out of 5

POSTED: | BY: Dorothy Cunzo

Its an honest company.

So far I am ok with the company I just wish they offered more time for grooming & food for my dog! I have to be truthful. I have been looking into other pet insurance. I want to see if i can get a better deal!
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5

out of 5

POSTED: | BY: Leah

compassion

compassion. I had to make the dreadful call to cancel my insurance after my dog passed. They were so helpful and compassionate in the canceling of my account.
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4

out of 5

POSTED: | BY: Linda D Hutchins

Long Wait :(

This was my 1st experience with both a pet insurance & a claim. From what I understand from looking at other pet insurances, it is very common to take a month or even over a month to secure a payment. This was the case with Embrace, which, less the deductible, is the standard & which I was expecting. Would be nice if it could come a little faster, but I understand. Otherwise, I'm happy with the results! :) As far as dealing directly with the people at Embrace, they were all very knowledgeable & helpful.
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5

out of 5

POSTED: | BY: Madeline Berman

Excellent Experience Top People

Agents knew answers! Timely responses! Accurate informaton!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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