5
out of 5
POSTED: | BY: Karlon Johnson
Very clear concise service a breath of…
Very clear concise service a breath of fresh air.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,744
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: DM
The staff are very courteous and caring…
The staff are very courteous and caring for both the pet and pet-owner. We appreciate their high level of care and level of knowledge.
5
out of 5
POSTED: | BY: Ashley Antoine
Very easy and smooth to follow…
Very easy and smooth to follow instructions. Thankful to have this insurance. Now it is time to wait for the next steps.
5
out of 5
5
out of 5
POSTED: | BY: Ryan & Henry Lee
What a great company
What a great company! My dog Henry has a new lease on life after having surgery. This insurance paid everything their policy said it would without the hassle of fighting claims or having to wait an unnecessary amount of time. Many of my friends did not believe in pet insurance because of all the stories they've heard about many of the companies out there. After explaining and showing them what Embrace did for Henry, they are in the process of joining the Embrace family. Embrace's customer service and easy claim submittal options made the process that much easier. Thank you Embrace!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.