5
out of 5
POSTED: | BY: Caleb
Nice Experience
Website is easy to utilize and the process is seamless
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Devon P.
Get ASPCA Pet Insurance!
ASPCA has been fabulous! They have been super supportive and calling to check in on our pup! Our claims have been processed in a very timely manner and I’ve recommended them to several friends.
4
out of 5
POSTED: | BY: Richard Blake
The only complaint I have is that it…
The only complaint I have is that it takes a long time to get the estimates through billing and get paid on them.
5
out of 5
POSTED: | BY: Michael
Simple and seamless to use
My cat Mittens broke out in a rash all over her body. It took a few visits to the vet to finally narrow it down to an allergy to her food. I was able to file claims for all of our visits and it was pretty simple to do. They give you updates as they review your claim which is nice. I was able to get all of my visits covered after I went over the deductable.
5
out of 5
POSTED: | BY: Ivette Gardiner
Quick turnaround for reimbursements…
Quick turnaround for reimbursements despite its steep premiums.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.