5
out of 5
POSTED: | BY: Mary
Have been very helpful and great with…
Have been very helpful and great with Reinvestment thank you for great service.
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4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Evie Fass
ASPCA Pet Insurance is wonderful. They process claims quickly and are great to work with. I highly recommend them.
ASPCA pet insurance is the best pet insurance I’ve ever had. They process claims quickly and are wonderful to work with. I highly recommend them
5
out of 5
POSTED: | BY: Don Halcombe
Worth it!
Most often, the turn around is pretty quick, which is helpful.
5
out of 5
POSTED: | BY: Karen Riley
Satisfied Customer
A neighbor recommended ASPCA ins. to me when my lab puppy was one. Rather than spend a lot of time researching other ins. companies, I took his advice and bought the ASPCA. About 3 weeks ago, I thought about dropping the policy as my lab is now three years old and past the puppy stage. Boy am I glad I didn't get around to it bc Gus swallowed a small ball when playing at the dog park. Inducement not successful so major surgery followed with 3 days in hospital. As per my policy, 90% less deductible was covered quickly and smoothly. Could not have been happier and will never consider canceling again. Thank You! My pup is great and well on the mend.
5
out of 5
POSTED: | BY: Linda Cason
Great insurance.
Great insurance and easy to submit claims. And with direct deposit, easier and quicker to get reimbursed.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.