5
out of 5
POSTED: | BY: SAMANTHA ROLDAN
Fast and Helpful
Fast and Helpful
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kate
AFFORDABLE
I have not had to use the insurance yet but signing up was easy and I feel it is affordable for any budget to have insurance for our fur babies.
1
out of 5
POSTED: | BY: Kitty
If your dog has allergies
If your dog has allergies, forget this insurance for coverage, they collect your money and give you back zero. Everything is due to allergies = no coverage, considered preexisting. Additionally, I have sent at least a year of records, I submit every invoice from each office visit, and all medical records. Then today they request to send them all vet visits since 4/7/22! They have them!! Not good. I am in the medical field and really this company is not helpful.
4
out of 5
POSTED: | BY: Kathleen
Recently new to this Thankfulinsurance and so…
Recently new to this insurance and so glad I took it out for my dog. She’s almost 2yrs old and have had to use this many times unfortunately. My experience has been positive with the reimbursements but like a lot of these reviews it’s hard to get through by phone and very long holds. Also the processing of the claims take a while. I have to pay my vet upfront, so waiting so long for the reimbursements put me in a bind financially. All in all, satisfied with the plan.
5
out of 5
POSTED: | BY: Mary Bartha
Good benefits with ease of website
Good benefits with ease of website
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.