ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,064

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: fred accario

HAVE NOT USED THE INSURANCE FOR MY DOG…

HAVE NOT USED THE INSURANCE FOR MY DOG QAS OF NOW.
5

out of 5

POSTED: | BY: Philda Barnes

The turn around time is getting shorter

The turn around time is getting shorter
5

out of 5

POSTED: | BY: Regina Andrews

ASPCA new customer review

ASPCA pet insurance information is easy to understand. After comparing costs and services with other carries, I feel I made the right choice. ASPCA's follow up phone call to ensure I understood the policy and to make sure I set up the online account was handled professionally by Ashley. I also appreciate not being locked into a contract. As far as I am concerned, ASPCA covered all the bases I needed to ensure my lovable pet will be cared for appropriately if she gets hurt or is ill.
5

out of 5

POSTED: | BY: Roberta Wells

Easy to purchase online yes

Easy to purchase online. And great price. I will be canceling my other dog’s insurance with Nationwide and signing her up too. The preventive option is important too.
5

out of 5

POSTED: | BY: T G

Easy as 1 2 3 to get your best friend…

Easy as 1 2 3 to get your best friend insured. Thank you!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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