ASPCA | Pet Insurance Review

I could not have had a better experience with ASPCA Pet Health Insurance! I am so happy with my experience that I encourage others to try this insurance as well.I have two cats: one covered under ASPCA, another covered under 24PetWatch. My cats ate the leaves from a lily plant, which I didnt know were so highly toxic, they can kill pets within 72 hours. They were hospitalized for 3 days. It was traumatic for them and for me. When I filed my two claims, the check from ASPCA Insurance came back within about 10 days. I had a couple of questions about the coverage, but everything was straightforward and covered according to the ASPCA plan that I had signed up for. (On the other hand, I am still fighting my claim with 24PetWatch. They have told me that this claim falls under "digestive" issues and not "accident", therefore sent me a check for less than one third of what should have been reimbursed. I will write another review about them.) The ASPCA Pet Health Insurance were kind, considerate, and easy to work with. I called them to review the reimbursement and they were very helpful and supportive. They didn't try to skimp me on anything. After I called them the day it happened, just to make sure everything would be covered, they even followed up with a call a day later, and then 3 days later, to see how my cat was doing. After the reimbursement was sent out, they called again to make sure I didnt have any questions. Wow, what kind and considerate service. I am so glad that I si

My cat died last December. There were serious expenses in an effort to keep him alive a bit longer and create a comfortable and compassionate passing for both pet and humans. You know you love your pet so much that you'd do or pay anything, practically, to take care of him/her, particularly in the last days, and the pet insurance eases the burden tremendously. (And Carecredit.com allows you take your time in paying for accrued charges. Most vets offer that.) Get the insurance for your peace of mind, as well. I feel sorry for the pets and owners that don't have it.

I submitted a claim for a new illness for one of our cats that and all I had to do was submit all the supporting documents that were requested and they processed my claim fairly quickly. The only thing I didn't like was that there are limits to how much is allowed, just like in medical insurance. This in itself is not the problem, but in all the documentation I read before signing up, there was no mention of this. For example, if it costs you $500 for an xray, there might be a maximum allowed for said xray, like say $400. So the plan only covers the $400 because that's what's allowed and that's what you'll get minus any deductible and co-insurance. Just wish I knew that in the beginning and that there was some sort of table that outlined the maximum allowed for those things. Other than that, loved the service.

I had another insurance company years ago for my other doggies and they can't even compare with the ASPCA insurance. They denied more than they paid, and we never knew when we might get reimbursed. We also always had to have the vet fill out the claim forms. None of that now. I can't tell you how pleased we are with all facets of our experience with the ASPCA and Kim, our customer rep

I'd like to give a pat on the back to the young lady named Kimberly,that reached me by telephone to inquire about how I thought the claim was handled, and how Snowball is doing She should be commended on her telephone etiquette and customer relations! Thank You!!!