5
out of 5
POSTED: | BY: Debbie Jensen
Love my PET INSURANCE
I have had APCA this Misty was a puppy and reccomend it to everyone.
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Aaron
Great pet insurance
Our puppy had various issues during her first year such as allergies/rashes, ear infection, injury to her leg, cysts on her feet. Very rough first year for her and us but ASPCA was very helpful with everything we claimed, relating to her injury/illness or her wellness checkups/vaccinations. They were very quick to process the claims. We will definitely continue to be ASPCA customers.
5
out of 5
POSTED: | BY: Ashley
So Greatful!
My little pup had to have half his ear removed because of a cancerous lump. Not only did they help me pay for the surgery someone called me to ask how Zero was doing and that alone is so amazing to me. They seem to really care:-) Thank you!
5
out of 5
POSTED: | BY: Shane Rebele
Wellness
Excellent
5
out of 5
POSTED: | BY: Jack Kessler
a life saver
ASPCA has been an incredible resource since we got our puppy last January. We have had a string of bad luck with illnesses and accidents but ASPCA has been with us every step of the way providing incredible coverage
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.