5
out of 5
POSTED: | BY: Robby
Aspca pet insurers
Aspca pet insurance is the best! They pay promptly & even call to see how your pet is doing!
4.5
out of 5
Number of reviews 12,086
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Zai
I dont need pet insurance I used to think
I've been a pet owner since I was a kid and now I am an adult. I did not think I needed pet insurance because I can pay for all their needs. However, I decided to give it a try "just in case." One of my pets experienced an injury due to black ice. I submitted the claim and I got reimbursed...that easily and effortlessly.
5
out of 5
POSTED: | BY: Mandy
Easy, Great Pet Coverage
ASPCA Pet insurance has been a no hassle, great insurance to have for our two dogs. We pay for accident and injury, which covers a lot. Low Deductible, and covers 80% of your costs.
Claims can be filed online, so easy! And you get your money fast, 2 weeks or less sometimes.
You also know you are supporting the ASPCA when you use their insurance, which is a great thing to know.
4
out of 5
POSTED: | BY: Phil
We have been happy with our ASPCA pet insurance po
Our oldest dog Mandy has had a long list of health problems over the last year and specifically over the last 3 months. As a result we incurred a lot of expense from vets and having the ASPCA insurance has helped offsetting some of these costs.
5
out of 5
POSTED: | BY: Debbie
Delilah skin problems
Delilah was having some skin issues where she was biting herself raw. My vet treated her with a cortisone shoot. She also pulled her shoulder and was limping the shot covered both.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.