ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,086

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Agnieszka

Best pet insurance

I've been a customer for over 10 years. ASPCA always took great care of my animals. I got insurance for my first dog because I was afraid that if something happens I would not be able to cover the expenses. This was one of the best decisions I've ever made. When my animals passed away, not only they helped me with expenses, they took the time to say they were sorry for my loss and even sent a card with condolences. I didn't have to do anything to cancel the policy, they took care of it and refunded the reminder of the premium. Now I have 3 animals and they all are covered by ASPCA. My claims are processed within days and checks received right after. They call to ask how my animals are doing and if I have any questions. I wish I had insurance like that for myself! I recommend them to all my friends and family. Keep up the good work ASPCA!!!
5

out of 5

POSTED: | BY: Alese

WONDERFUL INSURANCE & STAFF

Our Min-Pin jumped off our reclining chair & broke her rear right leg in two places. Her leg was so small we couldn't keep her cast on her leg & we had seven replaced on her &finally had to have surgery done. We were recommened to a Critical Care Center with a bone vet & he preformed surgery. She has recovered and doing great but it took almost 6 weeks for recovery & Therapy. ASPCA Staff were GREAT to us. They made several calls to check on her success. About 5 years ago we had a pomarian that got diabetes when he was 5 years old & we were so thankful that we had purchased ASPCA Pet Insurance. They paid for all of his meds & needles & doctor follow-up. This is a great company & I would recommend anyone that owns a dog to get pet insurance & please use ASPCA because they are just great. THANKS SO MUCH FOR ALL YOUR CONCERN ABOUT OUR PENNY & KEEP UP THE GOOD WORK.......
5

out of 5

POSTED: | BY: Debbie Simister

Great service!

Great service! Friendly people! Fast pay! Thanks!
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5

out of 5

POSTED: | BY: mt

Great insurance, easy to use

Great service, great insurance, easy to use. They've been there for me and my pets in all situation
5

out of 5

POSTED: | BY: Dolores

Peace of mind

I have 2 mini-dachshunds, and I knew pet insurance was a must. The premiums are very reasonable. Submitting a claim is very simple and straightforward. Payment is direct deposited into my account. I am extremely please with all aspects of ASPCA pet insurance and I highly recommend it to pet owners.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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