5
out of 5
POSTED: | BY: Annie
Efficient and caring
I am very happy how ASPCA handles claims and does follow up phone calls for my two pups who are now over 10 years old.
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diego
Amazing Pet Insurance!
I'm so thankful for ASPCA Pet Insurance. They are always there to answer questions and process claims quickly. They have great systems in place, so you can submit and track claims ALL online. They have helped pay for a couple of surgeries and check on Diego after each one. I recommend this insurance to all pet owners. It has been a life and money saver!
5
out of 5
POSTED: | BY: kathleen leake
great pet insurance
ASPCA has handled our claims quickly and to our satisfaction. All staff are courtious and caring. Murphy has a preexisting bad leg from abuse by a previous owner so that is not insured, but he is very active and naughty, so he gets into things he shouldn't. we have had some claims as a result, and those have been paid at once. We have recommended ASPCA to a number of pet owners. Keep up the good work.
5
out of 5
POSTED: | BY: John Kessler
Excellent coverage
Our puppy has had numerous health issues during this first year. ASPCA has provided outstanding coverage
2
out of 5
POSTED: | BY: John Crawford
unimpressed -tick bite not covered
I didn't know a tick was not an insect. They don't cover tick bites because they call them parasites, which are not covered. Semantics. I cancelled them. They DID cover an injury earlier, but one has to pay a lot more to get decent coverage. They never return emails. Because of that word play, I will not renew with them, but will seek out others
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.