ASPCA | Pet Insurance Review

I find that the allowable limits are consistently less (sometimes as little as 25%) than what my vets actually charge. We have had vets in both the east and west coasts and had this discrepancy with both. I also am in disagreement that lifelong issues have a cap. My dog has severe allergies and requires a specialist and several thousand dollars per year in meds but my claims are denied. Processing claims has also gotten very slow over the years. When I first joined, I would receive a check within a few days. Currently I wait up to a month.

I've had other-ins. company's before this is a good one

Please please do not choose this company. There are far better companies out there. This is not the ASPCA at all, it's an insurance company that uses there name and does not care about pets they care about getting your money and not paying claims. Their cheap plans don't cover anything and even their expensive plans are not great. You can get better coverage with these other companies for a better price so do your research. They pay usual and customary cost which is never even close to the actual cost. Trust me I've done my research and have had insurance with this company and you definitely want to chose another pet insurance if you want the best coverage for the best price without so many exclusions.

Please please do not choose this company. There are far better companies out there. This is not the ASPCA at all, it's an insurance company that uses there name and does not care about pets they care about getting your money and not paying claims. Their cheap plans don't cover anything and even their expensive plans are not great. You can get better coverage with these other companies for a better price so do your research. They pay usual and customary cost which is never even close to the actual cost. Trust me I've done my research and have had insurance with this company and you definitely want to chose another pet insurance if you want the best coverage for the best price without so many exclusions.

my 4 footed bestie tore a ligament. She's 12 and acts like a 2 yr old so trust me when I say that this was very disturbing for her as she couldn't do a lot for awhile. I would do anything in the world for her which is why I have insurance on her to make sure she is taken care of by EVERYONE. I am not disappointed. This organization steps up to the plate when needed, in a very expedient manner. I proudly brag to all my furry friend owners about the ASPCA insurance. The expedient way they respond is, by far, the most heart warming feeling in the world!!