5
out of 5
POSTED: | BY: veronica wnek
Very helpful when filing claims
Knowledgeable, caring staff. Answered any questions I had about coverage. Plan to keep using insurance in the future.
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: laurelee roark
great company
I've had this insurance for years and unfortunately I've had to use it many times. The staff is always compassionate, helpful and best of all very timely on the claims. I tell all my friends with dogs and cats to get this insurance.
5
out of 5
POSTED: | BY: Phil
Pet and people caring insurance
Frisky had two teeth pulled and had other tests that revealed possible heart disease.
5
out of 5
POSTED: | BY: Helen Haskew
Spreads the cost
My Terrier had major digestive problems which lead to vet costs of about $1000. The claim was handled quickly by ASPCA Pet Insurance. Her next major expense was due to a surgery for what turned out to be a benign tumor that was attached to her rear leg muscle. The surgery and medicines was over $750. I was thankful she had insurance. Paying premiums monthly had prevented big vet bills from biting so hard.
5
out of 5
POSTED: | BY: Donna
New Puppy owner is very happy I found you
My puppy didn't feel well and I got a $990 bill, I asked the vet which Insurance they would recommend, I researched ASPCA and liked their reviews and prices but not till I needed to use it was I impressed. Quick claim submitting and getting reimbursed was very easy. I even got a call and a card asking how my Rocco was feeling. VERY CARING COMPANY! I have recommended to all my friends with 4 legged babies.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.