5
out of 5
POSTED: | BY: Kimberly Fowler
It was easy to file a claim
It was easy to file a claim, luckily I've never had to before.
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4.5
out of 5
Number of reviews 12,087
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Erin Valentine
Great service
Great service! I think everyone should have this for their pets. Such a great company to go through, very fast with processing claims!
5
out of 5
POSTED: | BY:
Absolutely amazing company
I cannot say enough great things about this company. Claims are easy to submit, get processed quickly and reimbursement checks are sent faster than I ever expected. Follow up calls to let you know status and see how you and your pet are doing. Overall I have been extremely pleased with this insurance.
5
out of 5
POSTED: | BY: Alan
Great plan and service
Great service and paid most of 3100.00 Bill 2500.00 is what I got back without ins I would have been in great amount of trouble financially . Insurance is worth every dollar I spent..
5
out of 5
POSTED: | BY: Tina Hedin
Overwhelming kindness
I purchased pet insurance in January. Sadly, on March 10 I had to unexpectedly and suddenly euthanize my oldest pup. When I went to cancel that policy they were very empathetic and offered the condolences. But that's not what gives them the 5 star rating. The next day I received a phone call from them again offering their heart felt condolences and a sadness for my loss. I was a consumer for less than 3 months and so impressed with this act of caring. Needless to say, I now have a new puppy and I immediately added her to my insurance policy
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.