5
out of 5
POSTED: | BY: Michelle Darnell
I thought reimbursement was prompt and …
I thought reimbursement was prompt and communication was effective.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,087
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Linda
Terrific Customer Service
I never thought I would be singing praises for an insurance company, but was I wrong. I can't say enough about the great customer service,prompt responses,and timely payment we received. We hoped we would never have to use the insurance for something bad, but Joker was viciously attacked by another dog. He almost died and the vet bill was substantial. ASPCA Pet Insurance Company was so easy to work with during that stressful time. Thank you!
5
out of 5
POSTED: | BY: Wendy Shelton
I would recommend this company to anyone
I would recommend this company to anyone
5
out of 5
POSTED: | BY: Gary
Helpful
Helpful, friendly and professional customer service
5
out of 5
POSTED: | BY: Roxanne Tuturice
I am happy with my pet insurance and …
I am happy with my pet insurance and the great customer service . I hope to be a customer for many years to come ....
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.