ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,095

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: S

Seamless

They made the claim process seamless and we felt our little man is well covered by their insurance. Would recommend it to anyone.
5

out of 5

POSTED: | BY: Donna

Worth the peace of mind

ASPCA pet insurance is so important for our two cats. Many years ago, we were not able to afford treatment for a beloved pet and we decided we never would be in that position again. ASPCA gives us the peace of mind that we can give our cats the best care. Claims are processed quickly with no issues. The representatives are always friendly and helpful. I recommend this insurance to all my friends.
5

out of 5

POSTED: | BY: Phani Lagudu

Very professional and friendly.

Very professional and friendly.
5

out of 5

POSTED: | BY: Renee

Every fur parent needs to purchase this quality insurance.

My vet suggested I purchase pet insurance. He handed me the brochure. After reviewing the many options, I purchased the insurance. Never had to use until now. Im so glad I did.
5

out of 5

POSTED: | BY: RD

Very simple process to get a quote and…

Very simple process to get a quote and setup a plan.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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