5
out of 5
POSTED: | BY: Toni
Coverage was excellent on both claims
I was very pleased with the insurance. They covered my 2 claims very well.
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Robin
Very helpful during a big surgery
We found out that our dog Willow needed bilateral TPLO surgery. When we called to ask what they would cover they asked us to print out a claim form and have our Ver send it to them directly- we did. Turns out they cover 90% of the surgery costs. We even received a courtesy call after her surgery to see how her recovery was going.
We are very happy with the service ASPCA health insurance provides us.
4
out of 5
POSTED: | BY: Tamara
ASPCA Provides Quick, Friendly Service
ASPCA insurance has done a great job providing quick, friendly service when we have had a claim. I have rescued three German Shepherds, and while I hope I never need insurance, I'm glad I have it.
5
out of 5
POSTED: | BY: Tina
Great Ins co. I am very pleased with the way they handle claims. well worth every penny
Great company. very happy with the way they handled my claim. worth every dollar
5
out of 5
POSTED: | BY: Phil
Reliable and fast process, caring staff
We have the ASPCA policy since our dog was 2 months old, the premium is not cheap but it provides peace of mind. For the past 6 years (time flies!) we submitted a few claims, the claim process is easy and the process is fast, ASPCA staff called every time and ask how the dog was doing, you do feel that they care about your pet and treat client with care and passion.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.