5
out of 5
POSTED: | BY: Andrea Mazzarella
Easy and Fast!
Easy, fast and friendly service.
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Porfy Navarro
very quick on reviewing bill submitted.
very quick on reviewing bill submitted.
5
out of 5
POSTED: | BY: Rajan Mehtani
Superb Pet Insurance
Excellent! Hopefully you will never need to use the insurance, however when you need to use you want an insurance company which does not bury you in paperwork and pays the claim in a timely manner. Crum & Forster, underwriter, does exactly this. Even if this coverage is a few more dollars per month, please consider it very seriously. The app is wonderful and you can complete all claims without even talking to an individual. All claims submitted quickly via the app and proceeds go directly into your bank account if you so desire.
5
out of 5
5
out of 5
POSTED: | BY: Ian L.
Easy to Use
ASPCA Pet Insurance was my first choice as a provider after all the wonderful reviews I read online. Everyone talked about the ease of use and how fast the claims were processed. I recently had to file a few claims and I cannot express how easy it was to file! All you have to do is upload your invoice and wait. The claims were process in about a weeks time! You also have to option to direct deposit to make your funds get back to you even faster!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.