ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,064

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Etta Holloway

Awesome

So very pleased that I chose you to ensure my pets never a disappointment very pleased and I have recommended you to other people
5

out of 5

POSTED: | BY: Sang Hyuk Moon

Smooth transactions

Smooth transactions. Relatively fast actions for requests. Thank you.
5

out of 5

POSTED: | BY: Katie

Great experience

ASPCA pet insurance has been so helpful and very easy to use.
5

out of 5

POSTED: | BY: Antonio Gonzalez

ASPCA provides exceptional Customer CARE making a distressing time easier to cope with.

I am a proud advocate of ASPCA and their daily commitment in making our wonderful furry friends' lives more happy and healthy. An affordable monthly insurance premium for my yorkie Linus has been a priceless component to keeping him feeling well which brings me immense joy. My interaction with their Insurance team has always been pleasurable, caring, and friendly. They always explain and inform me of the best way to manage my pet's Health Insurance. They genuinely care about their members and their buddies, something rarely found in any type of Customer Service exchange. Linus and I thank ASPCA for all their help You're the Best!
5

out of 5

POSTED: | BY: Anita wells

Excellent

Quick turn around with refunds. Easy to submit a claim via internet. Customer service is friendly and caring.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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