AKC | Pet Insurance Review

4.4

out of 5

Number of reviews 889

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 2.6
  • 4.4
  • Count
  • 0
  • 5
  • 889

Updated: November 13, 2023

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY:

So pleased with AKC Pet Insurance

So grateful for the manner in which this was all handled. Everyone was so polite and helpful. We are so pleased with AKC pet insurance and refree to others.
5

out of 5

POSTED: | BY:

Pleasant and helpful

The young lady I spoke with was very nice, pleasant, and helpful. It was nice to have to call a customer service and actually get that kind of service.
5

out of 5

POSTED: | BY:

Very patient

We had a million questions and Kristy was very patient with us. She was very knowledgeable and knows her stuff. Kristy was very helpful and professional.
5

out of 5

POSTED: | BY: Cheryl Mittry

This insurance company is the best and they pay quickly.

I have used the company for years with all my dogs. I find them reasonable and reputable.
1

out of 5

POSTED: | BY: Jody Werzinske

Policy Filled with Loop Holes

Don't take out a policy AKC Pet Insurance unless you're a lawyer specializing in contract law. They denied a surgery claim a year after a crucial ligament surgery diagnosis claiming that the initial injury happed within a 180 day waiting period despite paying other claims for the same injury. I called to try to discuss the denial but all I got was my policy quoted to me and them conveniently not being able to find the claims that were paid.

Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

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