AKC | Pet Insurance Review


out of 5

Number of reviews 889

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 3.7
  • 4.4
  • Count
  • 0
  • 3
  • 889

Updated: May 29, 2024

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Lori Estep

We had Banfield they wanted money not care

I likecare credit type plans. Pay each time you come plow cost help plan

out of 5

POSTED: | BY: Diesel Williams

Seems to be a joke

Bought puppy and bought insurance. Went for 1st exam and vet heard heart murmur. In Dec. Hope he would out grow it went to get echocardiogram in Feb. Was told i would get zero help due to not waiting another month or jan to get heart checked. Lol i know they in business to male money. But i think hearing heart murmur that a pup can grow out of and waiting more than the 30day waiting period to confirm if there is a heart issue and be told wont cover seems to he a joke. Plus there was zero follow up like i was told. I had to wait and wait and finally call to hear they woupdnt cover. Now this also after i was told in jan that by waiting till 3rd week of Feb that this woupd be covered and i should renew the policy which i did. So seems they tell you what you want to hear to sell a policy till you need to file claim. Canceling policy asap and buyer beware

out of 5

POSTED: | BY: Stephen Schoeffler

Horrible insurance, liars and thieves

The folks you talk to to start a plan, super nice, informative, and friendly. But once they got you, then you talk to claims department. I paid for the extras with Hereditary Plus. We ended up having a claim, our baby has Alopecia. Paid about $900 for treatment, meds, visits. Turned it in. Was informed our claim was denied due to preexisting conditions. I called in talked to someone in customer service. They said they do not cover preexisting conditions. I told them it’s a congenital hereditary condition, so my plan should cover it. The guy then told me I could file a redetermination request form but he doubts it would change anything. I told him you guys just use whatever you can to squirm out of a claim??? He said yes sir! I asked to speak to a manager, he said okay went to transfer me and hung up on me. This company is the worst most lying unethical pet insurance company out there and shame on The AKC for recommending them. Stay away!

POSTED: | BY: Kate

I’ve been with this insurance since Oct. last year. I signed up for because they are only one who pays for pre-existing condition. It says 365 days waiting period. If they told you pre-existing, didn’t they tell you to wait 365 days to cover ? I was wondering… Did you switch to other company?


out of 5

POSTED: | BY: Robert Evans


This company should be put out of business.. they have every excuse not to pay a claim.. it is completely impossible to speak to anybody above a mere tell a representative who works remotely at home all across the country.. you cannot contact their supervisors or bosses.. they don't have any names to give you.. they only have PO boxes for addresses and they don't even know the name of the president or manager or owner of their company.. you can't complain to anybody.. you can't speak to anybody.. and you can't reach the AKC who they've paid to use their name.. because the AKC does not care.

out of 5

POSTED: | BY: Ashley Ghostlaw


Please do not get this insurance! They have covered absolutely nothing for me dog and the free month you get covers basically nothing and does not count toward your grace period for insurance cover. I have heard experienced nothing but a terrible experience. There are much better places.

Monthly Cost

$5 – $90 depending on coverage options chosen.


You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.


Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.


Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

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