AKC | Pet Insurance Review


out of 5

Number of reviews 889

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0
  • 2.6
  • 4.4
  • Count
  • 0
  • 5
  • 889

Updated: November 13, 2023

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003. Learn more about AKC’s pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Elizabeth Napolitano

A total scam

This was the absolute worst pet insurance company with terrible customer support. This team will make it impossible to submit a claim and will scam you out of any reimbursement possible. I had an issue with a claim that I was supposed to be reimbursed on and they came up with every reason it wasn’t valid, even though it was. I asked to speak with a supervisor to help rectify the situation and they told me a supervisor would call me back but they never did. I will never use this company again. I’m so disappointed in the AKC name after this experience.

out of 5

POSTED: | BY: Larry sandefer

Great choice

We have had AKC insurance for over 10 years. It has been excellent as far as coverage and response. We had one dog with many health issues. Without this insurance she would not have lived the many years she was able to.

out of 5

POSTED: | BY: Karen McRitchie

Exceptional service-great experience!

I have been using this pet insurance on two dogs for several years. There are other companies providing pet insurance that may be cheaper or have different benefits, but I have had such great service that I would not change. Submitting claims on the website is easy, every time I have had to contact customer service, the people are helpful and kind. Even when my 1-year-old dog died unexpectedly and I had to call to cancel, the representative was amazing. I also received a sympathy card in the mail--no one takes the time to do those things anymore. I think that customer service is just as important as the price and services offered. I am sure there are other options with less services/costs, but I think I made the best choice.

out of 5


Awesome Pet Insurance

This pet insurance company is the best! I highly recommend purchasing this insurance a few days after bringing your puppy home and after your first vet visit. I am on my second year with them, and they have never denied a claim on Lucy. I also purchased a policy that covers problems common to boston terriers. Lucy has had skin allergies and gastro problems, and AKC has covered her vet visits and medications after meeting the $250 deductible. I can always get a person on the phone whenever I have questions, and they are very helpful and professional. It is a piece of cake to file a claim on their website and only takes a couple of minutes. They respond right away and reimburse me 2-3 days later after reviewing my claim. It is such a peace of mind to know if anything major happens to my Lucy, I can afford to give her the best care since I have AKC pet insurance. Can not recommend them enough!!!

out of 5

POSTED: | BY: william jernigan

Waste of money

After collecting years of premiums , they denied the only claim i ever submitted ,

Monthly Cost

$5 – $90 depending on coverage options chosen.


You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.


Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit. Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims. AKC Pet Insurance provides 30 days of accident and illness insurance coverage included with AKC registration for newly registered puppies.


Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
As one of the first pet insurance providers in the United States, AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states. Since 2003, AKC Pet Insurance has served as the exclusive pet insurance provider for the American Kennel Club, and helps dog and puppy owners keep their pets safe and healthy. AKC Pet Insurance’s customizable plans allow pet owners to choose their coverage, deductible and coverage limits to create a plan that meets their individual needs and budget.

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