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235,679 total


Most selected providers in "November, 2025"

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Verified December 13, 2025

Reimbursement Shouldn’t Be This Difficult

I ordered a six month supply of Simparico Trio (a routine medication) for my dog. I supplied copies of what I was given on my online order. I made several attempts to provide what was asked. Each response was I had not provided enough documentation. I made three trips to my vet asking for more documentation. They said MetLife never contacted them even though their email to me stated they did. My vet did not know why MetLife was being so particular. My vet supplied me 18 pages of documentation which I forward to MetLife. Still not good enough and kept threatening to close my claim. This ordeal made me think twice about staying with MetLife. So definitely this was not a positive experience.

Insurer: MetLife

By: CAROLINE

December 13, 2025

Worst insurance ever

Worst insurance ever. They don’t reimburse for anything. My dog was insured and I was told my coverage included end of life expenses but when I submitted the claim they said my policy didn’t cover it. It was bad enough that she passed and having your insurance deny reimbursement was a kick to the gut. Do yourself a favor and get any other insurance! Get Nationwide or Lemonade…. Anything but this company.

Insurer: ASPCA

By: DC Clark

Verified December 13, 2025

Peace of mind when you need it

I kept Spot for years when I didn’t need it for the unfortunate moment recently when I totally did need them. Thank heavens I did. They processed my claim promptly, which now allows me to invest in some rehab for my poor pup. I might not have been able to afford that if not for Spot. Thanks, team!

Insurer: Spot

By: Casey Martin

Verified December 13, 2025

Easy to navigate

Easy to navigate

Insurer: MetLife

By: Penny Collier

Verified December 13, 2025

First time experience

This is the first time we process a claim. The process was fast and easy. Embrace notifies us that the first claim might takes longer to process but it was just a few days before the claim was approved (teeth cleaning and one extraction). Shortly after, we had to go back to the vet 4 times for ears infection. All the visit claims were processed timely and we are satisfied with the result. Thank you Embrace helping when we need it the most!!!

Insurer: Embrace

By: Edgar Leung

Verified December 13, 2025

The claims process is very easy

The claims process is easy, streamline and painless. The customer service team is kind, knowledge and helpful

Insurer: MetLife

By: Lisa Wright

Verified December 13, 2025

Easy sign up and explanation

Easy sign up and explanation

Insurer: MetLife

By: Nicole Crisp

December 13, 2025

This is a cheating company!!!

If the system allows, I would give zero or negative score. This is a cheating company. You will never be able to get any reimbursement for any claims. Here is what happened to my case, 1) They keep on asking for more dcotor documentation, but they never told you what was more required. Yeap, they just wanted to run out of 90 days and drop the case 2) Secondly, they never review the case carefully. After I pointed out why the items on my claims not qualified, they admitted there were some mistakes on their side. However, they changed mind again on my first claim because it was barely out of 90 days because of #1. Who gave 5 starts???

Insurer: Healthy Paws

By: Pete

Verified December 13, 2025

Quick response

Once the claim was accepted, your response was very quick, much appreciated.

Insurer: Healthy Paws

By: Mary

Verified December 13, 2025

Great customer service

Great customer service Paid the claim quickly and Fairly

Insurer: Healthy Paws

By: Michael Guziewicz

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